Lakhimi 
Saving & deposits
Lakhimi Saving & Deposit schemes are tailored for self-employed workers and small business owners to help in saving money for future
Read moreEmpowering the future of Assam
Lakhimi supports small-scale entrepreneurs, shopkeepers, and local artisans to establish and expand
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25,000+ members
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100% secure
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Easy loans
Service Categories
Loan & advance
Lakhimi offers a diverse range of credit products designed to support both personal needs and income-generating business activities.
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Member services
Lakhimi social security and welfare funds Designed to protect and support registered members during sudden emergencies and life disruptions.
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Auto Saving Deposit
- Easy digital collection
- Zero fraudulent risk
- Regular deposit
Lakhimi offers Auto Saving facility through UPI, which helps customers make regular deposits without any hassle and zero fraudulent risk. This scheme is suitable for small business owners.
Daily Saving Deposit
- Door step collection
- Daily small amount saving
- High interest on saving
This deposit scheme encourages a savings habit among daily-income members who are self-employed or involved in small-scale industries. Lakhimi also provides credit, loans and advances to its members against deposits.
Monthly Saving Deposit
- Door step collection
- Monthly certain amount saving
- High interest on saving
This deposit scheme encourages a savings habit among daily-income members who are self-employed or involved in small-scale industries. Lakhimi also provides credit, loans and advances to its members against deposits.
Fixed Saving Deposit
- Highest interest rate
- No minimum amount limit
- Low interest loan against deposit
This deposit scheme encourages a future savings habit among members who are self-employed or involved in small-scale industries. Lakhimi also provides credit, loans and advances to its members against deposits.
Business Loan
- Quick approval
- Low interest
- Easy documentation
The purpose of this scheme is to increase self-employment, self-help activities, encourage skill development, create business leadership and generate employment. The Society provides loans to its members towards income generation, and works to meet the financial needs of members involved in small-scale industries and self-employment as shopkeepers.
Vehicle Loan
- Easy documentation
- Upto 5 lakhs
- All types of vehicles included
The Society facilitates auto loans against the deposit of the applicant and guarantor up to 5 lakhs. This includes two-wheelers, three-wheelers and four-wheelers.
Gold Loan
- Lowest interest rate
- Less documentation
- Approved within 15 min
Lakhimi offers gold loans to its members with the lowest interest rate in the market. Gold loans are approved with less documentation within 15 minutes and disbursed instantly.
Consumer Durable Loan
- Less documentation
- Approved within 15 min
- Lowest interest rate
This is a loan scheme for members of the society towards the purchase of electronic goods on an EMI basis. The applicant will get instant pre-approval of the loan amount. It is normally disbursed within 30 minutes after the completion of documentation. The repayment period may be selected from 4 months to 24 months.
Personal Loan
- Easy documentation
- Low interest
- Flexible repayment
This is a popular loan scheme for an individual. The salaried or professionals may take loans under this scheme for any purpose of personal development. Including the objects – medical needs, social & cultural and religious programme arrangement etc.